How buying works
The five steps
1 · Reserve
฿10,000 holds it for 5 days. Refundable — see the deposit rules.
2 · Bring your own mechanic
On the same fixed 15 km loop we use for the inspection road test. If they find something material we missed, your deposit comes back.
3 · Finance, if you need it
We submit to the lenders. You see the total you will have paid, not just the monthly. Declined = deposit back.
4 · Transfer at the DLT office
At the Nakhon Sawan Land Transport Office, 1.5 km away, with you present, the registration book in hand and free of any finance lien. Never โอนลอย.
5 · Handover
Safety recheck and valet done. Your copy of the inspection report, the guarantee and the buy-back figure, signed by both of us.
Cash: 2–3 working days. Finance: 5–8, depending on the lender.
The all-in cost
| Windscreen price | the listed price | is the transfer price — there is no "ราคาคุยกันได้" |
|---|---|---|
| Transfer fee (ค่าธรรมเนียมโอน) | ฿1,200–฿2,800 | [real basis] DLT scale by vehicle — the exact figure is on each listing |
| Compulsory insurance พ.ร.บ. (1 yr) | pickup ฿967 · car ฿645 · PPV ฿1,182 | [real] 2026 OIC tariff — verify at purchase |
| First-year road tax (ภาษีประจำปี) | pickup ฿1,300–฿2,500 by kerb weight · car by cc | [real basis] computed per vehicle |
| Safety recheck + valet before handover | ฿0 to you | our cost ฿2,500 — stated, not charged |
Typical all-in delta: ฿5,000–฿8,500 over the windscreen price — shown as a real number on every listing.
The compulsory-insurance (พ.ร.บ.) premium, the transfer fee and the road-tax basis follow the 2026 DLT / OIC schedule. Verify the current figure before you sign.
Finance — shown as the total, not the monthly
Hire-purchase (เช่าซื้อ) through Krungsri Auto (กรุงศรี ออโต้), TISCO (ทิสโก้) and Kiatnakin Phatra (เกียรตินาคินภัทร). The rate is set by the lender on the day, from your profile and the vehicle’s age. The examples below are illustrative only.
| Example | Price | Down (20%) | Term | Monthly | Total paid | Cost over paying cash |
|---|---|---|---|---|---|---|
| A | ฿379,000 | ฿75,800 | 60 mo | ฿6,050 | ฿438,800 | +฿59,800 |
| B | ฿448,000 | ฿89,600 | 72 mo | ฿6,180 | ฿534,560 | +฿86,560 |
| C | ฿629,000 | ฿125,800 | 72 mo | ฿8,670 | ฿750,040 | +฿121,040 |
- Declined = your ฿10,000 deposit back in full, no fee.
- Miss the number of instalments in your contract and the lender may repossess the vehicle (ยึดรถ). After it is auctioned you still owe any shortfall. We say this plainly because the trade usually does not.
The reservation deposit
฿10,000 — holds the vehicle for 5 days
Fully refunded if:
- your own mechanic’s inspection finds something material we did not disclose
- finance is declined
- you change your mind within 48 hours
Forfeited only if: you cancel after 48 hours with no cause — it covers holding the vehicle off the market
Trading in your vehicle
We value your vehicle on the same 160-point standard, in front of you, and the number we quote is the number — it does not drop when you come back to sign. If we would send it to auction rather than retail it, we tell you that and why.
Thailand has no mandatory escrow for a private used-vehicle sale. Your protection is the transfer done properly at the Land Transport Office with you present, the registration book in hand and free of any finance lien — never โอนลอย.